Fund faster.Close more.Stay organized.
McaOS is the all-in-one CRM and ERP built exclusively for merchant cash advance brokers. Manage leads, applications, lender outreach, and communications — from a single workspace.
Built for how brokers
actually work.
Multi-step Application Builder
Give every merchant a polished, branded application experience. Build custom multi-step forms with conditional logic, file uploads, and your own branding — no code required.
3-Column Deal Workspace
Every application becomes a deal console. Left: SMS + email threads with the merchant. Center: full application record and documents. Right: lender outreach and internal team notes — all in one view.
Unified Communication Engine
SMS, customer email, lender email, and internal notes — four separate streams that stay connected to the right deal. Inbound replies route automatically. Nothing falls through the cracks.
Automation Builder
Set up triggers and actions with a visual no-code builder. Auto-send lender packages, follow-up SMS, status change notifications, task assignments — the moment the right event fires.
From application
to funded.
The complete broker workflow, handled in a single platform — from first touch to closed deal.
Brand your workspace
Upload your logo, set brand colors, and generate your custom public application link. Your workspace is fully isolated from other brokers.
Merchants apply through your link
Share your branded application URL. Merchants complete a polished multi-step form on any device, uploading documents and bank statements directly.
Deal workspace opens automatically
Every submission creates a lead, application record, and a PDF packet. A confirmation email goes to the merchant. You get notified instantly.
Send lender packages in one click
Select lenders from your directory, attach the generated PDF and bank statements, and send outreach emails — all from within the deal workspace.
Compare offers and close
Track lender replies as they come in, compare terms side-by-side, log approvals, and move the deal through your pipeline to funded.
Results brokers
can measure.
Connects with your
existing tools.
SMS, email, eSign, bank verification, lender networks — McaOS connects the stack you already use.
Your data.
Locked down.
MCA deals involve sensitive financial data. McaOS treats security as a core feature — not an afterthought. Every broker workspace is isolated, encrypted, and audited.
SOC 2 Type II
Independently audited security controls with continuous monitoring and annual renewals.
Bank-grade encryption
AES-256 encryption for all data at rest. TLS 1.3 for all data in transit.
Multi-tenant isolation
Every broker workspace is fully isolated via row-level security. No data bleeds between tenants.
TCPA compliant SMS
Built-in opt-out handling, compliance flags, and audit trails for all outbound messaging.
"McaOS completely replaced our patchwork of spreadsheets, email threads, and sticky notes. Our team processes 3x the volume with the same headcount."
Derek Navarro
Owner, Summit Capital Funding
3x deal volume, same team
Trusted by forward-thinking teams
Pricing built
for brokers
Start free for 14 days. No credit card required. Cancel anytime.
Solo
For independent brokers just getting started
- 1 broker workspace
- Branded application form
- Up to 50 active leads
- PDF generation
- Merchant SMS + email
- Lender outreach
- Basic automations
Team
For growing brokerage teams
- Up to 5 team members
- Unlimited active leads
- Custom application builder
- Full automation builder
- Bulk SMS campaigns
- Inbound routing engine
- Role-based permissions
- Priority support
Enterprise
For large operations and ISOs
- Unlimited team members
- Multi-workspace management
- White-label option
- Custom PDF templates
- SSO / SAML
- Dedicated account manager
- SLA guarantee
- Custom contracts
All plans include automatic updates, HTTPS, and DDoS protection. Compare all features
Your broker OS
is ready.
Join over 1,200 MCA brokers who have replaced their fragmented stack with a single, purpose-built platform. Get started free — no credit card needed.
Free 14-day trial — no credit card required